SalaryOnTime

SalaryOnTime

KASAR CREDIT AND CAPITAL PVT LTD  ❘ Freeware
Android

out of 115 votes
Latest Version
 
Safe to install

The SalaryOnTime mobile application, developed by Kasar Credit and Capital Pvt Ltd, facilitates immediate access to personal loans. The app offers a variety of loan amounts, ranging from ₹5,000 to ₹1,00,000, with repayment terms of up to 365 days. Notably, the platform emphasizes competitive interest rates and transparency through clear Annual Percentage Rate (APR) calculations.

How It Works:

  1. Download the App:
    • Available on both the App Store and Google Play Store.
    • Free to download and use.
  2. Register:
    • Sign up using your phone number.
    • Complete your profile with necessary personal and financial details.
  3. Apply for a Loan:
    • Select the desired loan amount and repayment term.
    • Upload required documents and submit your application.
  4. Get Approved:
    • Receive instant approval with a loan offer.
    • Review and accept the specified loan terms.
  5. Receive Funds:
    • The approved loan amount is promptly credited to your bank account.
  6. Repay on Time:
    • Adhere to the repayment schedule provided through the app.
    • Make payments via a secure payment gateway integrated within the app.

Repayment Schedule:

  • Flexible Tenure: Choose a repayment period fitting your financial circumstances, up to 365 days.
  • Automated Reminders: Timely notifications before each due date ensure you stay on track with payments.
  • Transparency: A detailed overview of principal, interest, and remaining balance is provided.

APR Calculation Detailed Example:

An example illustrates borrowing ₹10,000 at a monthly interest rate of 3% over 12 months:

  • Loan Amount: ₹10,000
  • Monthly Payment (EMI): ₹1004.68
  • Total Repayment Amount: ₹12,056.16
  • Total Interest Paid: ₹2056.16
  • Maximum Annual Percentage Rate (APR): 42.576%
  • Minimum Period For Repayment: 90 Days
  • Maximum Period For Repayment: 365 Days

This example effectively demonstrates how the monthly interest rate translates into APR, presenting a comprehensive view of borrowing costs over one year. Adjustments can be made as per specific loan terms and conditions.

Contact Us:

For further information or support, reach out to us at:
Kasar Credit and Capital Pvt Ltd
Email: [email protected]
Phone: +918800002890

Overview

SalaryOnTime is a Freeware software in the category Business developed by KASAR CREDIT AND CAPITAL PVT LTD.

The latest version of SalaryOnTime is currently unknown. It was initially added to our database on 12/18/2024.

SalaryOnTime runs on the following operating systems: Android.

Users of SalaryOnTime gave it a rating of 3 out of 5 stars.

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